Warsaw Kredytowa Apartment

Hotel Description

You know what? I wasn’t expecting much from an apartment hotel tucked away on Kredytowa, but this place honestly surprised me. The Warsaw Kredytowa Apartment sits right in the heart of Śródmieście – and I mean really in the heart of it. You’re basically a five-minute walk from the Palace of Culture (yeah, that massive Stalin-era tower you can’t miss), but here’s the thing most people don’t realize: being on Kredytowa means you’re on this quiet side street that somehow manages to stay peaceful even when the main tourist areas are buzzing. I stayed here during late spring, and honestly, the location felt like discovering a little secret. You’ve got all these trendy cafés popping up along Nowy Świat just around the corner, but when you come back to the apartment at night, it’s actually quiet enough to sleep without earplugs – which, if you’ve stayed anywhere near the Old Town during summer, you’ll know is kind of a miracle.

The apartment itself has this lived-in feeling that I actually prefer over those sterile hotel rooms. I mean, it’s clean and well-maintained, but there’s something authentic about staying in a real Warsaw building rather than some international chain. The check-in was refreshingly straightforward – no fancy lobby nonsense, just practical communication about keys and WiFi passwords. What really won me over was how the place handles the little details that matter when you’re actually living somewhere for a few days. The kitchen setup is proper enough that you can cook real meals (there’s a decent Żabka convenience store literally around the corner, plus a small market on Marszałkowska if you want fresh stuff), and the internet speed was honestly better than what I have at home. The windows face the courtyard, which means you get natural light without the street noise – though Warsaw isn’t particularly loud anyway, at least not compared to other European capitals.

Here’s what I’d tell anyone considering this place: it’s perfect if you want to experience Warsaw like someone who actually lives here rather than just passing through. The tram connections from nearby are fantastic – you can get to the Vistula riverfront in about ten minutes, or head up to Żoliborz if you want to see a more residential side of the city. Parking can be a bit tricky (it’s central Warsaw, after all), but there are paid spots on the surrounding streets, and honestly, you probably won’t need a car much anyway. The only minor thing I’d mention is that the building is older, so you’ll hear some typical apartment sounds – footsteps from upstairs, doors closing – but nothing disruptive, just the normal soundtrack of city living. For the price point and that 9.2 rating, it makes complete sense. This isn’t luxury accommodation, but it’s exactly what you want when you’re looking for a genuine base in one of Europe’s most underrated capitals.

Rooms

• Estimated price from: $162. Two-Bedroom Apartment with 1 full bed, 2 twin beds and 1 sofa bed for Max. people: 2

Reviews

• We had a wonderful weekend here😊 – Jon from Norway – March 31, 2025 (10/10)

  Near city senter. Nice apartment with nice view. There was some building construction but that is just for a while.
  
  All in all we had a great time and would like to rent this apartment again another time.
  
  What could be improved: Construction work on outside, but that is just for a while.

• Exceptional – Nikolay from Bulgaria – January 3, 2025 (10/10)

  The apartment was very clean. It is close to the city center. Parking lot.
  
  What could be improved: Strange sink in the bathroom. Almost unusable. It is good that there is a second one in the kitchen.

• Exceptional – Dmytro from Israel – December 14, 2024 (10/10)

  very big, beautiful and comfortable apartments. in central place,with all things that u need for a comfortable time

• Very Good – Sylwia from Ireland – September 19, 2024 (8/10)

  Location was amazing
  
  What could be improved: Nothing

• Exceptional – Le from Croatia – May 17, 2024 (10/10)

  The apartment was exceptionaly clean, it smelled amazing.
  Everything was new, the location is superb.
  I would definitely recommend it to everyone

• Perfect – Mick from Netherlands – May 8, 2024 (10/10)

  Location is perfect, very clean, spacious, friendly host.
  
  What could be improved: You could hear some neighbors, but that is what you could expect when booking an apartment.

• Exceptional – Marija from Romania – November 25, 2023 (10/10)

  Great location. Apartment is very nice decorated and has all you need. Owner was very helpfull with local tips.

• Happy to recommend – Birutė from Lithuania – May 18, 2023 (10/10)

  Perfect location, in the centre but not load from the main street. Nice view through windows. The apartment is clean and comfortable.

• Exceptional – Tiskus from Lithuania – May 2, 2023 (10/10)

  Exceptional location, cosy and clean apartment.

• Exceptional – Diana from Lithuania – April 12, 2023 (10/10)

  Everything was perfect. Wonderfull location. The property is very clean. I hope we will be back. Highly recomended.
  
  What could be improved: We like everything.

SURROUNDINGS